Loans & Mortgages Calculators
Explore 213 professional-grade calculators for loans & mortgages.
Home Loan Calculator
Calculate home loan EMI, total interest, and amortization schedule.
Auto Loan Calculator
Detailed auto loan with trade-in, taxes, fees, and amortization.
Bike Loan Calculator
Calculate bike loan EMI, total cost, and repayment breakdown.
Boat Loan Calculator
Estimate boat financing payments, interest, and amortization.
Student Loan Calculator
Calculate student loan payments with income-driven repayment plans.
Gold Loan Calculator
Calculate gold loan amount based on gold weight, purity, and LTV ratio.
USDA Loan Calculator
Calculate USDA loan payments with guarantee fee and income eligibility.
Loan Against Property Calculator
Calculate LAP EMI based on property value and loan-to-value ratio.
Mortgage Payoff Calculator
Calculate how extra payments accelerate your mortgage payoff date.
Bi-Weekly Mortgage Calculator
See how paying every two weeks saves interest and time.
Home Loan EMI Calculator (India)
Calculate home loan EMI with Indian bank rates and tax benefits.
Hard Money Loan Calculator
Estimate the cost and payments for short-term hard money real estate loans.
Commercial Loan Calculator
Calculate monthly payments and amortization for commercial real estate loans.
Mortgage Calculator
Advanced mortgage calculator with amortization, PMI, taxes & insurance.
Education Loan Calculator
Estimate education loan EMI with grace period and moratorium.
Construction Loan Calculator
Estimate construction loan payments with draw schedules and conversion.
FHA Loan Calculator
Calculate FHA loan payments with MIP, down payment, and qualifying ratios.
Loan EMI Calculator
Professional EMI calculator with prepayment analysis and effective rate.
UK Mortgage Calculator
Calculate UK mortgage payments with stamp duty and interest types.
Canadian Mortgage Calculator
Calculate Canadian mortgage with semi-annual compounding and CMHC insurance.
Bridge Loan Calculator
Calculate payments and costs for short-term bridge financing between properties.
Mortgage Points Break-Even Calculator
Calculate how long it takes to recoup the cost of buying mortgage discount points.
Personal Loan Calculator
Calculate personal loan EMI, interest costs, and repayment schedule.
RV Loan Calculator
Calculate RV loan payments with trade-in and extended terms.
Business Loan Calculator
Estimate business loan payments, total cost, and break-even analysis.
VA Loan Calculator
Estimate VA mortgage payments with funding fee and no down payment.
Home Equity Loan Calculator
Estimate home equity loan payments based on your home value and balance.
Mortgage Affordability Calculator
Find out how much home you can afford based on income and DTI ratios.
Balloon Mortgage Calculator
Estimate payments for mortgages with a large lump-sum payment at the end.
Reverse Mortgage Calculator
Calculate how much equity you can access through a reverse mortgage.
Interest-Only Mortgage Calculator
Calculate monthly payments during the interest-only period of your mortgage.
Construction Loan Draw Calculator
Track and calculate draw schedules and interest on construction loans.
Interest Only Calculator
Calculate interest-only loan payments and total cost comparison.
Repayment Calculator
Plan loan repayment with extra payments and early payoff scenarios.
Payment Calculator
Calculate monthly payments for any loan amount, rate, and term.
Amortization Calculator
Generate detailed amortization schedule for any loan type.
Refinance Calculator
Compare current vs refinance mortgage to find break-even point.
PMI Calculator
Estimate your Private Mortgage Insurance cost based on loan-to-value ratio.
HELOC Calculator
Calculate HELOC payments during draw and repayment periods.
Amortization Schedule Calculator
A free amortization schedule calculator to easily calculate your results.
Rule of 78 Calculator
Calculate interest rebates when paying off pre-computed interest loans early using the Sum of the Digits method.
Lease vs Buy Calculator
Compare total costs of leasing vs buying a vehicle.
Loan-to-Cost (LTC) Ratio Calculator
Calculate Loan-to-Cost (LTC) Ratio Calculator online with our free tool.
Loan-to-Income Ratio Calculator
Calculate loan-to-income ratio calculator online with our free tool.
Simple Interest Loan Calculator
Calculate simple interest (I=PRT) and understand fixed monthly add-on interest installments.
Loan-to-Value Ratio Calculator
Calculate loan-to-value ratio calculator online with our free tool.
Debt Coverage Ratio Mortgage Calculator
Calculate debt coverage ratio mortgage calculator online with our free tool.
Loan-to-Value (LTV) Ratio Calculator
Calculate Loan-to-Value (LTV) Ratio Calculator online with our free tool.
Adjustable Rate Mortgage Reset Calculator
Calculate adjustable rate mortgage reset calculator online with our free tool.
Mortgage Recast Calculator
Calculate mortgage recast calculator online with our free tool.
Loan Comparison Calculator
Calculate loan comparison calculator online with our free tool.
Title Loan Cost Calculator
Calculate title loan cost calculator online with our free tool.
Home Improvement Loan Calculator
Calculate home improvement loan calculator online with our free tool.
Wedding Loan Calculator
Calculate wedding loan calculator online with our free tool.
Land Loan Calculator
Calculate land loan calculator online with our free tool.
Second Mortgage Calculator
Calculate second mortgage calculator online with our free tool.
Conforming vs Jumbo Loan Calculator
Calculate conforming vs jumbo loan calculator online with our free tool.
Subprime Loan Cost Calculator
Calculate subprime loan cost calculator online with our free tool.
Early Mortgage Payoff Calculator
Calculate early mortgage payoff calculator online with our free tool.
Reverse Mortgage Break-Even Calculator
Calculate reverse mortgage break-even calculator online with our free tool.
15-Year vs 30-Year Mortgage Comparison
Calculate 15-Year vs 30-Year Mortgage Comparison online with our free tool.
Auto Loan Refinance Savings Calculator
Calculate Auto Loan Refinance Savings Calculator online with our free tool.
Biweekly vs Monthly Loan Comparison
Calculate Biweekly vs Monthly Loan Comparison online with our free tool.
Blended Rate Mortgage Calculator
Calculate Blended Rate Mortgage Calculator online with our free tool.
Business Loan Payment Calculator
Calculate your business loan monthly payment, total interest, and amortization schedule with DSCR analysis.
Construction-to-Permanent Loan Calculator
Estimate interest-only payments during construction and permanent mortgage payments after conversion.
FHA Mortgage Insurance Premium (MIP) Calculator
Calculate your FHA upfront and annual MIP, total MIP cost, and when (or if) MIP cancels based on down payment.
Fixed-Rate Mortgage Payment Calculator
Calculate your fixed-rate mortgage payment with full amortization schedule, tax, insurance, and 15 vs 30 year comparison.
Home Loan Eligibility Calculator
Calculate your maximum eligible home loan amount based on income, credit score, and FOIR.
Jumbo Loan Payment Calculator
Calculate monthly payments and total interest for jumbo mortgages exceeding conforming limits.
Loan Deferment Interest Accumulation Calculator
Calculate how much interest accrues and capitalizes during a period of loan deferment.
Loan Origination Points to APR Calculator
Calculate the true Annual Percentage Rate (APR) by factoring in origination points and upfront fees.
Maximum Mortgage Affordability Calculator
Reverse-calculate the maximum home price you can afford based on your income, debts, and DTI ratio.
Microfinance Loan Repayment Calculator
Calculate weekly or bi-weekly repayment schedules for microloans with flat or declining interest rates.
Mortgage Points Calculator
Calculate the break-even point and lifetime savings of buying discount points to lower your mortgage rate.
PITI Mortgage Payment Calculator
Calculate your complete monthly housing obligation including Principal, Interest, Taxes, and Insurance.
Payday Loan True Cost Calculator
Calculate the true Annual Percentage Rate (APR) and total cost of short-term payday loans.
RV Loan Payment Calculator
Calculate RV loan payments over long terms including sales tax, trade-ins, and dealer fees.
Rehab Loan (203k Estimator) Calculator
Estimate payments and down payment requirements for an FHA 203(k) renovation mortgage.
Reverse Mortgage Estimation Calculator
Estimate your Principal Limit and net available funds from an FHA HECM reverse mortgage.
SBA 7(a) Loan Payment Calculator
Calculate SBA 7(a) commercial loan payments including the mandatory SBA Guarantee Fee.
Seasonal Payment Loan Calculator
Calculate commercial loans where payments are compressed into active peak-season months.
Student Loan Refinance Savings Calculator
Calculate Student Loan Refinance Savings Calculator online with our free tool.
Student Loan Total Interest Calculator
Calculate Student Loan Total Interest Calculator online with our free tool.
Personal Loan EMI Calculator
Calculate personal loan emi calculator online with our free tool.
Loan Amortization Schedule Calculator
Calculate loan amortization schedule calculator online with our free tool.
Loan Origination Fee Calculator
Calculate loan origination fee calculator online with our free tool.
Peer-to-Peer Loan Calculator
Calculate peer-to-peer loan calculator online with our free tool.
Microfinance Loan Calculator
Calculate microfinance loan calculator online with our free tool.
Working Capital Loan Calculator
Calculate working capital loan calculator online with our free tool.
SBA Loan Calculator
Calculate sba loan calculator online with our free tool.
Dental Loan Calculator
Calculate dental loan calculator online with our free tool.
Piggyback Loan Calculator
Calculate piggyback loan calculator online with our free tool.
Mortgage Insurance Premium Calculator
Calculate mortgage insurance premium calculator online with our free tool.
Graduated Payment Mortgage Calculator
Calculate graduated payment mortgage calculator online with our free tool.
Adjustable-Rate Mortgage (ARM) Payment Calculator
Calculate Adjustable-Rate Mortgage (ARM) Payment Calculator online with our free tool.
Amortization Period vs Loan Term Comparison
Calculate Amortization Period vs Loan Term Comparison online with our free tool.
Assumable Mortgage Benefit Calculator
Calculate Assumable Mortgage Benefit Calculator online with our free tool.
Auto Loan Affordability Calculator
Calculate Auto Loan Affordability Calculator online with our free tool.
Balloon Loan Payment Calculator
Calculate Balloon Loan Payment Calculator online with our free tool.
Boat Loan Payment Calculator
Calculate Boat Loan Payment Calculator online with our free tool.
Consolidation Loan Rate Calculator
Calculate Consolidation Loan Rate Calculator online with our free tool.
Construction Loan Interest Calculator
Calculate Construction Loan Interest Calculator online with our free tool.
FHA Loan Limit Calculator
Calculate FHA Loan Limit Calculator online with our free tool.
Farm Loan Payment Calculator
Calculate Farm Loan Payment Calculator online with our free tool.
Green Energy Loan Calculator
Calculate Green Energy Loan Calculator online with our free tool.
Interest-Only Loan Payment Calculator
Calculate Interest-Only Loan Payment Calculator online with our free tool.
Loan Prepayment Penalty Calculator
Calculate Loan Prepayment Penalty Calculator online with our free tool.
Loan Restructuring Savings Calculator
Calculate Loan Restructuring Savings Calculator online with our free tool.
Mortgage Affordability by Income Calculator
Calculate Mortgage Affordability by Income Calculator online with our free tool.
Mortgage Closing Cost Estimator
Calculate Mortgage Closing Cost Estimator online with our free tool.
Mortgage Refinance Break-Even Calculator
Calculate Mortgage Refinance Break-Even Calculator online with our free tool.
Mortgage Refinance Savings Calculator
Calculate Mortgage Refinance Savings Calculator online with our free tool.
Mortgage Stress Test Calculator
Calculate Mortgage Stress Test Calculator online with our free tool.
Motorcycle Loan Payment Calculator
Calculate Motorcycle Loan Payment Calculator online with our free tool.
Parent PLUS Loan Repayment Calculator
Calculate Parent PLUS Loan Repayment Calculator online with our free tool.
Personal Loan Monthly Payment Calculator
Calculate Personal Loan Monthly Payment Calculator online with our free tool.
SBA 504 Loan Payment Calculator
Calculate SBA 504 Loan Payment Calculator online with our free tool.
Step-Up Loan Payment Calculator
Calculate Step-Up Loan Payment Calculator online with our free tool.
Teaser Rate Mortgage Calculator
Calculate Teaser Rate Mortgage Calculator online with our free tool.
USDA Loan Payment Calculator
Calculate USDA Loan Payment Calculator online with our free tool.
Variable Rate Loan Payment Calculator
Calculate Variable Rate Loan Payment Calculator online with our free tool.
Wedding Loan Cost Calculator
Calculate Wedding Loan Cost Calculator online with our free tool.
Home Loan EMI Calculator
Calculate home loan emi calculator online with our free tool.
Payday Loan Cost Calculator
Calculate payday loan cost calculator online with our free tool.
DSCR Loan Qualifier Calculator
Calculate dscr loan qualifier calculator online with our free tool.
Solar Loan Calculator
Calculate solar loan calculator online with our free tool.
Vacation Loan Calculator
Calculate vacation loan calculator online with our free tool.
Manufactured Home Loan Calculator
Calculate manufactured home loan calculator online with our free tool.
Shared Appreciation Mortgage Calculator
Calculate shared appreciation mortgage calculator online with our free tool.
Wraparound Mortgage Calculator
Calculate wraparound mortgage calculator online with our free tool.
Maximum Loan Amount Calculator
Calculate maximum loan amount calculator online with our free tool.
Loan Refinance Savings Calculator
Calculate loan refinance savings calculator online with our free tool.
Auto Loan Early Payoff Calculator
Calculate Auto Loan Early Payoff Calculator online with our free tool.
Auto Loan Monthly Payment Calculator
Calculate Auto Loan Monthly Payment Calculator online with our free tool.
Bi-Annual Payment Loan Calculator
Calculate Bi-Annual Payment Loan Calculator online with our free tool.
Biweekly Mortgage Payment Calculator
Calculate Biweekly Mortgage Payment Calculator online with our free tool.
Bridge Loan Cost Calculator
Calculate Bridge Loan Cost Calculator online with our free tool.
Combo Loan Calculator
Calculate Combo Loan Calculator online with our free tool.
Commercial Mortgage Calculator
Calculate Commercial Mortgage Calculator online with our free tool.
Deferred Interest Loan Calculator
Calculate Deferred Interest Loan Calculator online with our free tool.
Emergency Loan Cost Calculator
Calculate Emergency Loan Cost Calculator online with our free tool.
Equipment Loan Payment Calculator
Calculate Equipment Loan Payment Calculator online with our free tool.
Extra Payment Mortgage Calculator
Calculate Extra Payment Mortgage Calculator online with our free tool.
Home Equity Loan vs HELOC Comparison
Calculate Home Equity Loan vs HELOC Comparison online with our free tool.
Loan Payoff Date Calculator
Calculate Loan Payoff Date Calculator online with our free tool.
Loan Points Break-Even Calculator
Calculate Loan Points Break-Even Calculator online with our free tool.
Microloan Repayment Calculator
Calculate Microloan Repayment Calculator online with our free tool.
Mobile Home Loan Calculator
Calculate Mobile Home Loan Calculator online with our free tool.
Peer-to-Peer Loan Cost Calculator
Calculate Peer-to-Peer Loan Cost Calculator online with our free tool.
Personal Loan Total Interest Calculator
Calculate Personal Loan Total Interest Calculator online with our free tool.
Private Student Loan vs Federal Comparison
Calculate Private Student Loan vs Federal Comparison online with our free tool.
Solar Panel Loan Calculator
Calculate Solar Panel Loan Calculator online with our free tool.
Step-Down Loan Payment Calculator
Calculate Step-Down Loan Payment Calculator online with our free tool.
Student Loan Burden as % of Income Calculator
Calculate Student Loan Burden as % of Income Calculator online with our free tool.
Student Loan Monthly Payment Calculator
Calculate Student Loan Monthly Payment Calculator online with our free tool.
Student Loan Payoff Calculator
Calculate Student Loan Payoff Calculator online with our free tool.
Subsidized vs Unsubsidized Loan Comparison
Calculate Subsidized vs Unsubsidized Loan Comparison online with our free tool.
Timeshare Loan Cost Calculator
Calculate Timeshare Loan Cost Calculator online with our free tool.
VA Loan Funding Fee Calculator
Calculate VA Loan Funding Fee Calculator online with our free tool.
VA Mortgage Payment Calculator
Estimate a VA loan payment including the funding fee, with no down payment and no PMI. Compare financed vs. paid-upfront fees and check DTI against the 41% VA guideline.
Weekly Loan Payment Calculator
Calculate Weekly Loan Payment Calculator online with our free tool.
Line of Credit Interest Calculator
Calculate line of credit interest calculator online with our free tool.
Medical Loan Calculator
Estimate monthly payments, total interest, fees, and the fee-inclusive effective APR on a medical loan.
Mortgage Tax Deduction Benefit Calculator
Work out the real tax saving from deducting mortgage interest and SALT, and whether itemising beats the standard deduction.
Medical Loan Payment Calculator
Find the payment for medical debt, the amount a given payment can finance, and how bi-weekly payments cut interest.
HELOC (Home Equity Line of Credit) Payment Calculator
Model HELOC interest-only draw payments and the amortising repayment payment, plus total interest and combined LTV.
Revolving Credit Utilization Calculator
Calculate overall and per-card credit utilization and the exact paydown to reach your target percentage.
Interest Rate Buy-Down ROI Calculator
Work out the break-even period and lifetime return from paying discount points to buy down your mortgage rate.
Annual Percentage Rate (APR) Calculator
Calculate the true APR including origination fees, closing costs and prepaid interest using the Regulation Z actuarial method.
Grace Period Interest Calculator
See how much credit card interest accrues on a carried balance using the average daily balance method, and what paying in full saves.
Interest Capitalization Calculator
Model how unpaid student-loan interest capitalises into principal and how much extra it costs over the repayment term.
Interest Rate vs APR Comparison
Compare two loan offers by true APR and total cost to see whether a lower rate or lower fees actually wins.
Total Interest Paid Calculator
See the total interest a loan costs over its full term, the interest share of every payment, and how much extra payments save.
Daily Interest Accrual Calculator
Accrue interest by the day on a 365- or 360-day basis, simple or compounded, and compare daily, monthly and effective annual rates.
Closing Cost Calculator
Calculate closing cost calculator online with our free tool.
First Home Buyer Cost Calculator
Total the cash needed at closing and the full monthly payment — down payment, closing costs, escrow, PMI and HOA — for a first home.
0% APR Promotional Period Cost Calculator
Calculate 0% APR Promotional Period Cost Calculator online with our free tool.
Asset-Based Lending Cost Calculator
Work out the effective annual cost of an asset-based lending facility including commitment, monitoring and servicing fees.
Buy Now Pay Later True Cost Calculator
Find the true cost of a buy now pay later plan — late fees, price uplift and equivalent APR — versus paying by credit card.
Merchant Cash Advance Cost Calculator
Convert a merchant cash advance factor rate into its effective APR, total repayment and cost per hundred dollars advanced.
Invoice Financing Cost Calculator
Price invoice discounting — advance, discount fee per 30 days, service and facility fees — as an effective annual cost.
Invoice Factoring Cost Calculator
Compare factoring costs: advance, discount fee, service fee and reserve, with the effective annual cost of selling your receivables.
Unsecured Business Line Cost Calculator
Work out the all-in annual cost of an unsecured business line of credit including annual, draw and unused line fees and minimum interest.
Payment-to-Income Ratio Calculator
Check front-end housing and back-end debt-to-income ratios against the 28/36 guidelines and find your maximum affordable payment.
PITI Payment Calculator
Estimate your full monthly PITI payment, covering principal, interest, property taxes, insurance, HOA dues and mortgage insurance from the home price, down payment and loan terms.
Prepayment Penalty Calculator
Work out the prepayment penalty on an early mortgage payoff under percentage, months-of-interest or flat-fee formulas and see whether clearing the loan now beats waiting out the penalty window.
Lump Sum Extra Payment Savings Calculator
See how much interest and how many months a one-time lump sum principal payment removes from your mortgage, comparing the accelerated schedule with the original payoff plan.
Down Payment Savings Calculator
Project how long it takes to save a target home down payment, the monthly deposit required to hit your target date, and the growth your savings earn along the way.
Extra Payment Impact Calculator
Measure how extra monthly mortgage payments shorten the loan and cut interest, compare several extra amounts side by side, and find the payment needed to reach a payoff goal.
Income Share Agreement Repayment Calculator
Project the total you will repay under an income share agreement, including whether the payment cap or the term ends the obligation and the effective annual cost of the funding.
Monthly Debt Payment Calculator
Total your monthly debt payments across up to four debts, see each balance's payoff date and interest cost, and test how an extra payment aimed at the highest rate changes the outcome.
Income-Driven Repayment (IDR) Estimator
Estimate your income-driven student loan payment from discretionary income, then see the total paid, the balance forgiven at the end of the term and whether the balance grows.
Equipment Financing Calculator
Work out the monthly payment on an equipment loan, the true cost including origination fees, the effective annual rate and how long the equipment takes to pay for itself.
Debt-to-Income (DTI) Ratio Calculator
Check your front-end and back-end debt-to-income ratios against lender limits and size the maximum loan and home price your income supports at your target ratio.
Debt Service Coverage Ratio (DSCR) Calculator
Measure a rental property's debt service coverage ratio, see the operating surplus and size the maximum loan it can support at your lender's required coverage.
LTV Calculator
Calculate ltv calculator online with our free tool.
Buy-Down Points Calculator
Find the break-even month on mortgage discount points by weighing the rate cut and monthly saving against the points paid at closing over your expected holding period.
Merchant Cash Advance Calculator
Convert a merchant cash advance factor rate into total repayment, dollar cost, daily hold and the annualised effective rate so you can compare it with other business finance.
Combined LTV Calculator
Calculate combined loan-to-value across a first mortgage and a home equity line, including the high combined ratio, and see the borrowing room left at 80%, 85% and 90%.
Negative Amortization Calculator
Project how a payment that falls short of monthly interest grows your loan balance, when the capitalisation cap is reached and what the recast payment will be.
Home Equity Line Draw Calculator
See what a new draw on your home equity line costs, how much credit is left, the interest-only payment now and the amortising payment once repayment begins.
Amortization Schedule Builder
Build a full amortisation schedule for any fixed-rate loan, including extra monthly payments and one-off lump sums, with the interest saved and time removed.
Debt Payoff Avalanche Calculator
Order your debts from the highest rate down, roll each cleared minimum into the next target and see the interest saved against minimums only and against the snowball.
Construction Draw Schedule Calculator
Map a construction loan's staged draws month by month, with interest on the average drawn balance and the interest reserve a lender would hold back.
Rule of 78 Rebate Calculator
Work out the unearned interest rebate on a precomputed loan settled early, the payoff under the rule of 78 and how much more it costs than an actuarial payoff.
Escrow Reserve Calculator
Project your escrow account month by month for a full cycle: the monthly payment, the two-month cushion target, the lowest balance of the year and any surplus or shortage.
Debt Payoff Snowball Calculator
Clear your smallest balance first, roll each freed-up minimum into the next account and see the debt-free date, the interest paid against minimums only and the premium over the avalanche.
Reverse Amortization Calculator
Run amortisation backwards: solve for the payoff term, the principal a payment supports or the implied interest rate, with a year-by-year schedule and payoff date.
ARM vs Fixed Rate Comparison Calculator
Compare an adjustable rate mortgage against a fixed rate on the same loan: reset rates, payment shock, the break-even month and the worst case at the lifetime cap.
Asset-Based Lending Calculator
Build a borrowing base from receivables, inventory, equipment and real estate, then work out availability and the all-in effective cost of the facility.
PMI Removal Date Calculator
Calculate PMI Removal Date Calculator online with our free tool.
Auto Loan vs Lease Comparison Calculator
Compare the total cost of buying vs leasing a vehicle over the same term.