Racira Calculator

SBA Loan Calculator

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2.25%–3.75% depending on loan size and maturity

How SBA Loans Work

The SBA doesn't lend directly — it guarantees 75–85% of loans made by participating banks, reducing lender risk. This means lower rates and longer terms for borrowers. The most common product is the 7(a) loan for amounts up to $5 million.

Frequently Asked Questions

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