Adjustable-Rate Mortgage (ARM) Payment Calculator
Adjustable-Rate Mortgage (ARM) Payment Calculator
Initial Monthly Payment
$1,798.65
6% fixed for 60 months
Adjusted Rate
7.25%
margin + index
Payment After Adjust
$2,017.81
+$219.16 vs initial
Lifetime Interest (≈)
$413,262.05
all payments − principal
Payment Projection
| Fixed Period (60 mo @ 6.00%) | 6.00% | $1,798.65 | 60 mo |
| After Adjustment (7.25%) | 7.25% | $2,017.81 | 300 mo |
| Loan Amount | — | $300,000.00 | 30 yr term |
Monthly Payment by Period ($)
When the fixed period ends, the rate resets to 7.25% (margin + index), changing the payment by $219.16 per month.
Summary Statistics
Loan Amount
$300,000.00
Initial Rate
6%
Fully-Indexed Rate
7.25%
Initial Payment
$1,798.65
Payment After Adjustment
$2,017.81
Est. Lifetime Interest
$413,262.05
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