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PMI Amortization Table Calculator
Total PMI Paid
$12,383
PMI ends in Feb 2034 (mo 89) at 78% LTV
Monthly P&I
$2,275
+ $149.82 PMI at start
Total Interest
$396,252
over 319 payments
PMI Cancel
Mo 89
78% LTV threshold
First 12 Payments
| Month | Principal | Interest | PMI | Balance |
|---|---|---|---|---|
| Oct 2026 | $425.44 | $1,950.00 | $149.82 | $359,575 |
| Nov 2026 | $427.75 | $1,947.70 | $149.64 | $359,147 |
| Dec 2026 | $430.07 | $1,945.38 | $149.47 | $358,717 |
| Jan 2027 | $432.40 | $1,943.05 | $149.29 | $358,284 |
| Feb 2027 | $434.74 | $1,940.71 | $149.10 | $357,850 |
| Mar 2027 | $437.09 | $1,938.35 | $148.92 | $357,413 |
| Apr 2027 | $439.46 | $1,935.98 | $148.74 | $356,973 |
| May 2027 | $441.84 | $1,933.60 | $148.55 | $356,531 |
| Jun 2027 | $444.23 | $1,931.21 | $148.37 | $356,087 |
| Jul 2027 | $446.64 | $1,928.80 | $148.18 | $355,640 |
| Aug 2027 | $449.06 | $1,926.39 | $148.00 | $355,191 |
| Sep 2027 | $451.49 | $1,923.95 | $147.81 | $354,740 |
| Total (12 mo) | $5,260.22 | $23,245.12 | $1,785.89 | — |
Loan Balance Over Time
PMI is charged monthly while LTV exceeds 78%.
Summary Statistics
Loan Amount
$360,000
Monthly Payment (P&I)
$2,275.44
Total PMI Paid
$12,383
Total Interest
$396,252
Total Cost (P&I + PMI)
$768,635
PMI Ends
Feb 2034
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